out-of-pocket

I bought a new cigarette lighter and it broke; now I'm ￡5 out of pocket.

我买了个新打火机，可是已经坏了；我白花了五。

I bought a new cigarette lighter and it broke; now I'm ￡10 out of pocket.

我买了新打火机, 可是它坏了, 这下白花了十英。

The society was not even in funds to pay its out of pocket disbursements.

社团甚至没有经费应付日常开支。