贷款担保

We’ve got to find somebody to cosign our mortgage.Who can we ask?

我必须找个替我款担保.找谁呢?

Retirement assets such as individual retirement accounts cannot be used to secure loans ， but even they may indirectly count in a borrower's favor as evidence of astuteness .

个人退休金帐户之类的退休资产虽然不能用来做款担保，可即如此，它却会证明你很精明，并因此而博得方的好感。