You're giving the government a interest free loan all year long with that money.

全年都在给政府提供无息贷款。

You just happened to loan it to Uncle Sam interest free because of your generosity.

因为慷慨大方，免费无息地把钱借给了山姆大叔。

I would go ahead and pay off the car today, quit paying interest, free up the car payment.

我今天就会先把车贷还清，停止支付利息，释放出车贷款项。

They're not interest free if you end up having to pay over a longer period, as a lot of people do.

如果最终不得不延长还款期限（很人都如此），那么它们就不免息的。

And a recent US study nailed the problem with them, which is, yes, they're interest free if you pay them off on time.

最近的一项国研究揭示了这些服务的问题所在，即如果按时还款， 它们确实免息的。

Yes, it's better than like owing $10,000. But you are just lending that money to the government interest free when you do that.

的，这样比欠债10000。但当这样做时，实际上无息借钱给政府。

There's such a lack of patience in today's society that we're like, I know I'm getting my refund in April, which by the way, is just a loan to the government, interest free.

当今社会缺乏耐心，我们就像在说：“我知道四月份会收到退税，不过那实际上无息借给政府的一笔钱。”

All the credit organizations charge interest on a monthly basis which may work out as high as 25 percent a year, yet judicious purchasing using a card can mean that you obtain up to seven weeks interest free credit.

一切信用卡机构都要收取利息，按月结算，年息可高达百分之二十五。但，要明智地使用信用卡购物，就可以赊欠7个星期而不必支付利息。