1.Credits with protective covenants such as debt incurrence limit, fixed charge interest coverage or change of control clauses...

1.信贷程也将包括出立票据的契约结构?

2.A responsibility center is any point within an organization where control over the incurrence of cost or the generating of revenues is found.

2.责任心即在某一企业内能控制成本的发生产生的任何点。