I listened in law school when some wag said a legal mind is a mind that when two things are all twisted up together and interacting it's feasible to think responsibly about one thing and not the other.
As the unofficial gatekeepers to the secrets of getting into your dream college, they should wield their power responsibly and not pressure students to talk about traumatic experiences that they're not yet ready to talk about.
And even using a credit card as long as you pay the balance in full every month can help improve your credit score by showing lenders you can responsibly manage debt.