During the past generation, the American middle-class family that once could count on hard work and fair play to keep itself financially secure had been transformed by economic risk and new realities.
Doing chores helps to develop children's independence and teaches them how to look after themselves. It also helps them to understand the idea of fairness.
Such behaviour is regarded as “all too human, ” with the underlying assumption that other animals would not be capable of this finely developed sense of grievance.
The Consumer Financial Protection Bureau (CFPB) , a new watchdog agency set up after the financial crisis, is also worried that lots of borrowers get a raw deal.