As the third pillar, private pensions will develop in a well-regulated way.

推进养老全国统筹，规范发展第三支柱养老。

They also estimated that Social Security will be depleted by 2034.

并推测社会养老会在2034年破产。

Basic pension insurance for urban workers was put under unified planning at the provincial level.

城镇职工基本养老实现省级统筹。

I mean, you guys don't even offer a 401K.

你们连养老都不给。

Partly, no doubt, this is due to a patchy pensions system.

毋庸置疑，部分原因是养老系统还不够完善。

Currently, there are many more retired workers than those pay into the pension system.

目，工人的数量超过了缴纳养老的人数。

Authorities say more Chinese people have access to coverage provided by the country's basic old-age insurance.

当局表示，享受国家基本养老障的我国居民人数增长。

We set up worker protections, Social Security, Medicare, Medicaid to protect ourselves from the harshest adversity.

我们制定了工人护、养老、医、医互助等多方面的政策避免人们陷入困境。

About what it's really worth. - Security in your old age?

怎样让做到物有所值 - 买养老?

Upon the same revenue, more money can always be raised by tontines than by annuities for separate lives.

在收入相同的情况下，联合养老总能比单独生活的年金筹集到更多的钱。

And I don't mean “smart” like responsible, although it never hurts to budget your travel expenses or think about building a 401k.

我说的“smart”并不是负责任的意思，尽管把你的旅行费用编入预算或者考虑建立一个401k计划（养老制度）从来都没有坏处。

And Scottish people can enjoy the additional powers its Parliament gives without losing the UK pension, the UK pound or the UK passport.

同时苏格兰人民既可以享有来自过会给予的额外权力，更不会失去联合王国给予的养老、英镑或护照。

But it keeps wages low and reduces productivity because of the unpredictability of temporary work and the lack of retirement and other benefits.

由于临时工作的不可预测性和缺乏养老等社会福利，最终会导致收入减少、生产力降低。

China has started nationwide pooling of basic pension funds since Jan 1, Vice Minister of Finance Yu Weiping said at a press conference.

财政部副部长余蔚平2月22日在新闻发布会上表示，企业职工基本养老全国统筹1月已启动实施。

As of the end of 2020, there were over 542 million people in China participating in the basic old-age insurance plan, most of whom were rural residents.

截至 2020 年末，我国城乡居民基本养老的参人数超过 5.42 亿人，绝大部分是农村居民。

In countries where it is usual for government to raise money by granting annuities, tontines are, upon this account, generally preferred to annuities for separate lives.

在政府通常通过发放年金来筹集资金的国家，出于这个原因，联合养老通常比分居年金更受青睐。

The multi-tiered social security system will be improved, with coverage of basic old-age insurance reaching 95 percent of the population. Social assistance and charity systems will also be improved.

健全多层次社会障体系，基本养老参率提高到95％，优化社会救助和慈善制度。

China rolled out a private pension plan on Thursday to complement the nation's current pension system in its latest effort to tackle the strains of an aging population.

《国务院办公厅关于推动个人养老金发展的意见》周二公布。随着人口老龄化的加剧，推动个人养老金发展, 是对基本养老的有效补充。

The Ministry of Human Resources and Social Security says the country's basic old-age insurance covered over one billion people as of the end of 2022,24.3 million more than a year earlier.

人力资源和社会障部表示，截至 2022 年底，我国基本养老覆盖人口超 10 亿，较一年增长 2430 万人。

Annuities for lives have occasionally been granted in two different ways; either upon separate lives, or upon lots of lives, which, in French, are called tontines, from the name of their inventor.

有时会以两种不同的方式授予终身年金；要么基于单独的生命，要么基于许多生命，在法语中，根据发明者的名字将其称为联合养老。