No one is expecting that mortgage rates will suddenly plummet to those pre-pandemic levels.

没有人认为押贷款会突然暴跌至疫情前的水平。

People who own a home with a fixed-rate mortgage might be partially insulated from that.

拥有固定押贷款房屋的人可能会在定程度上免受这种影响。

Another example are people who take out a mortgage that's just slightly affordable, as long as they keep earning what they earn, working stressful jobs.

另个例子是那些获得稍微负担得起的押贷款的人，只要他们继续赚取收入，从事压力很大的工作。

It was a busy week for Mr Hunt, who persuaded British banks to give mortgage-holders who fall behind on their payments at least 12 months before repossessing their homes.

于亨特而言，这是忙碌的周，他说服英国银行在收回房屋之前，给拖欠还款的押人至少12个月的时间。

Yeah, so the mortgage guys, we do residential lending for mortgages.

是的，所以我们这些押贷款的人，就是做住宅押贷款业务的。

What is happening with the people that had mortgages?

那些有押贷款的人现在情况如何？

And for somebody looking to switch mortgage lenders at renewal, it's a pretty straightforward process.

而对于那些在续期时想要更换押贷款银行的人来说，这个过程相当简单直接。

They're the ones trying to pay their mortgages.

他们才是那些努力偿还押贷款的人。

Now, if you're going to do it, there's a guy I used to do, you know, 40 years ago I did some real estate deals with a guy who used to buy mortgage notes, and he had a saying that applies to this situation.

现在，如果你打算这么做， 有个人我以前合作过，你知道，40年前我和个买押贷款票据的人做过些房地产交易，他有言适用于这种情况。

Microloans or microcredit was created to help people in this situation, people in poor countries who wanted to start businesses and only needed a small amount of money but didn't have any collateral.

微贷款或微信贷旨在帮助处于这种情况的人们，即那些来自贫困国家、渴望创业却仅需要少量资金且无押品的人。

And just because generally it's bad to weaken UK government bonds 'cause that pushes up borrowing costs not just for the government but also in everybody's mortgages and all the rest of it.

而且，通常情况下，削弱英国政府债券是不的，因为这不仅会推高政府的借贷成本，还会增加每个人的押贷款等其他费用。

Barbara of Buono Buyondo had $350 of savings Bankers would not give a loan without collateral, especially to a young woman With no money for tables children wrote on their chairs.

布诺·布永多的芭芭拉有350美元的储蓄， 但银行不会给没有押品的人贷款，尤其是年轻女性。 由于没有钱买桌子， 孩子们只能在椅子上写字。

With 45 billion pounds of unfunded tax cuts for the most wealthy, which swiftly crashed the economy, tanked the pound, and sent everyone's mortgages through the roof.

对最富有的人提供了450亿英镑的无资金来源的减税，这迅速导致经济崩溃， 英镑贬值，并使每个人的押贷款负担激增。

Over the past few years, the number of Russians taking out mortgages has soared, owing to a generous programme of state subsidies for buyers of new builds.

过去几年， 俄罗斯人申请押贷款的数量激增，这归功于政府为购买新建住房者提供的慷慨补贴计划。

For people looking to get a mortgage on a home in a flood risk zone, the freeze of the program means they can't get flood insurance now.

对于那些希望在洪水风险区购房并申请押贷款的人来说，该项目的冻结意味着他们现在无法获得洪水保险。

All those subprime mortgages increased their adjustable rates and thus millions of Americans that should never have had mortgages saw their monthly repayments increase.

所有那些次级押贷款提高了可调，因此数百万本不应拥有押贷款的美国人发现他们的月供增加了。

This time Americans have far less mortgage debt, but the sheer pace of price growth in residential housing suggests some buyers will face difficulties.

这次美国人的押贷款债务要少得多，但住宅价上涨的速度表明些买家将面临困难。

But most of us who actually need a mortgage cannot compete with the speed at which predatory speculators show up with all-cash deals.

但我们大多数真正需要押贷款的人无法与掠夺性投机者出现全现金交易的速度相提并论。

In the USA, lenders then began to offer mortgages to people who did not earn enough even to cover the interest payments.

在美国，贷款机构随后开始向那些收入甚至不足以支付息的人提供押贷款。

And she says as of March, around 60 percent of people with mortgages had rates below 4 percent.

而且她说截至3月，大约60%的有押贷款的人的低于4%。