I don't even like this notion of collateral and all of that.

不会接受这种概念抵押物以及所有与之有东西。

And then the banks get to keep all of the collateral.

银行会拿走全部抵押物。

I actually want to make it very clear that I have ownership of the collateral when it happens, right?

我实际想明确当抵押发生时 我拥有抵押物所有权？

It states all the payment terms, collateral, dates, and clauses for both of our protection.

文件中详细列明了付款条款、抵押物、日期以及双方保障条款。

You shall give the pledge back by sunset, so that your neighbor may sleep in the cloak and bless you, and it will be to your credit before the Lord your God.

你应在日落前归还抵押物，使你邻人能衣安睡并祝福你，这样在帝你主面前， 你将赢得美誉。

And immediately you went to the bank manager and the bank manager would extend a loan to you because of the collateral being worth 20 and you would only get 10.

你立刻去找银行经理，经理会因为你提供抵押物价值20而给你发放贷款，但实际你只能拿到10。

Its share price will naturally decrease, which undermines the value of the collateral the loan was secured against in the first place.

其股价自然会下降，这首先就削弱了贷款抵押物价值。

The lessor only needs to advance a part of the capital to buy the equipment, and the rest of money is borrowed from the borrower using the lease item as collateral.

出租人只需要预付一部分资金来购买设备，其余资金则是用租赁物作为抵押物向借款人借款。