I began thinking about my friend the other day as I walked into a small, overlit branch office on the West Side.

几天前，我走进位于纽约曼哈顿西区的一家行时，想到了我的那位朋友。家行面积不大，灯火辉煌。

This marching army could be heard from miles away.

从几英里外就能听到行进中的军队。

Had bricks-and-mortar banks played the " Pre-Mortem Game, " perhaps they would have heard their employees expressing some concerns about the gradually dwindling flow of customers to local branches.

假实体银行有玩过个“事前分析游戏”的话，他们很可能会知道他的员工对行流量减少的担忧。

A visit to any one of them will be a friendly experience.

去任何一个行都能体验到友好的服务。

Caixin identified the bank as the Bank of China's Qingchun branch.

财新新闻确认一银行为中国银行庆春行。

A study published last year by Pablo Casas-Arce of Arizona State University and his co-authors looked at the impact of short, morale-boosting visits by the new divisional manager of a Latin American bank to the 79 branches under his control.

去年，亚利桑那州立大学的巴勃罗·卡萨斯-阿塞和他的合著者发表了一项研究，考察了一位拉丁美洲银行新部门经理对其手下79家行进行的短暂、鼓舞士气的到访所产生的影响。

A potential customer at a bank branch will be offered a suite of products, which will include those designed and branded by the joint ventures, but also those designed solely by the bank.

银行的行会向潜在供一系列产品，其中既包括合资公司设计并冠以自己品牌的产品，也包括银行自己单独设计的产品。

We have many branches around the any, and you may withdraw money from almost any ATM. Would you like a bank card or a bank book?

我们在市里有很多行。您几乎可以在任何一台自动款机上取款。您想办银行卡还是存折？

The cause of the blast at a branch of Pakistan's largest bank, Habib Bank Limited, could be a gas leak, a senior police officer said.

一名高级警官说，巴基斯坦最大银行哈比卜银行有限公司的一家行发生爆炸，原因可能是煤气泄漏。

That's so simple. I'll come by my local branch later this afternoon and get it set up. Thank you very much, Tina.

么简单呐。我待一会儿下午就去我附近的行去办理个业务。非常感谢，Tina。

The trouble spreads to other branches.

小坏 remembertoi Jose ww艾 取子小Q校对：安小七 精校：小坏 Joanna时间轴：马小样 顾问：小跳后期：鱼骨头 总监：小坏风波也殃及了其他行。

Take CCB. It has more than 14,700 branches; last year it managed 2.2trn yuan in wealth-management products and attracted more than 4.4m new investment and wealth-management clients.

以建行为例，它拥有超过1.47万家行，去年它管理了2.2万亿元的理财产品，吸引了440多万名新的投资和理财。

PIB stands for: Personal Internet Banking. You can do all of your usual banking using the Internet, no need to call us or come into your branch.

PIB就是个人网上银行的缩写。您可以通过互联网来处理您所有通常的与银行有关的事务，而无需拨打我们的电话，或者到您的行去办理。

These improvements in branch performance were transitory, however, persisting for at least a few weeks before starting to fade.

然而，行的业绩改善是短暂的，至少持续了几周后才开始消退。

All the large banks have a network of breaches across the country, and all offer similar services.

所有大型银行都有遍布全国的行网络，都供类似的服务。

The researchers found that the visits were associated with a boost to sales productivity that started to show up prior to the day itself, and that were biggest in higher-performing branches.

研究人员发现，到访与销售生产率的升有关，种升在到访日之前就开始显现，而且在业绩较好的行中最为显著。

The banks and their tens of thousands of branches were key intermediaries during the first era of wealth management and, say experts, may also define the next.

在财富管理的第一个时代，银行及其数以万计的行是关键的中间环节，而且据专家们说，它们可能也会定义下一个时代。

This is what that marching column would have looked like.

就是那行军队伍的样子。

Meanwhile, later this month, Macy's Thanksgiving Day Parade will feature 11 marching bands, 700 clowns, and 10 performance groups, and only one will make it out alive.

与此同时，本月晚时候的梅西感恩节游行将会有11行进乐队、700个小丑和10个表演团体参与，但只有一能够幸存下来。

Would you rather be an assistant branch manager at a bank or would you rather be a legal process clerk?

你是愿意做银行的助理行经理，还是愿意做法律流程文员？