There was no need to mess it up with bells and whistles, although I did add a number of epistolary interludes (passages from fictional books, a diary entry, letters, teletype bulletins) between narrative segments.
While there's no shortage of personal finance advice out there, cutting through the noise to focus on high-impact adjustments can potentially have an enduring effect on your financial future.
Because it will take away from your confidence and from your fluency, cuz your brain is constantly going to be consumed with the TH and the R and the consonants and sounds and all of that.