We are being charged a late fee plus a finance charge of 15%.

我们被收取和 15% 的用。

This finance charge may be more expensive than heating with oil at the present prices.

按照目前的价格，这笔用可能比用石油取暖要贵。

But you do have a finance charge.

但是你确实有用。

Well, they're being charged a " late fee" plus a " finance charge."

吧，他们被收取“” 和“用” 。

For white-collar workers, cars are often seen as a luxurious option, regardless of the time or financial expenses involved.

对于白领来说， 汽车通常被视为一种奢侈的选择，无论所涉及的时间或用如何。

And a " finance charge" (finance) – a " finance charge" is money – a percentage – that you have to pay on what you owe.

还有“用”（）——“用”是钱——一个百分比——你必须为你所欠的支付。

Some people have to pay lots of money every month in " finance charges" because they don't have enough money to pay for the loans that they took out that month from their credit card company.

有些人每个月都必须支付大量的“用” ，因为他们没有足够的钱来支付当月从信用卡公司获得的贷款。