An overdraft results when a note discounted at a bank is not met when due.
银行

支票到期而未能支付就成为透支。
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银行学(视频版) 
银行学(音频版) Many keep their valuation-work in house: a 2015 survey by Grant Thornton, a consultancy, found that only around a quarter of them sought an independent opinion on the growth and discount rates they use in their models.
许多人将他们的估值工作留在内部:咨询公司 Grant Thornton 2015 年的一项调查发现,只有大约四分之一的人就他们在模型中使用的增长率和
现率寻求独立意见。