That interest rate is called the Discount Rate.

这种利率被称为率。

If interest rates go up a lot, then they're in trouble because the cost of money's gonna be too high to more than offset with the merchant discount rate.

如果利率上升很多，那么他们就有麻烦了，因为资金本太高，无法抵消商人的率。

Lots of people building up a nest-egg-even one that is small relative to their working incomes-creates an imbalance that can, as a result of market forces, push rates lower than their discount rates.

许多人存养老金这种象--即使存下来的钱相对于他们的工资来说很--了一种失衡，由于市场力量的作，这种失衡可能会导致利率低于率。

Because percentages are important in our life, and even to understand inflation we need to know percentages or to understand the discount, and then the skill you learn at school.

因为百分比在我们的生活中很重要，甚至为了理解通货膨胀，我们需要知道百分比或率，然后是你在学校学到的技能。

First, by adjusting the discount rate.

首先，调整率。

Many keep their valuation-work in house: a 2015 survey by Grant Thornton, a consultancy, found that only around a quarter of them sought an independent opinion on the growth and discount rates they use in their models.

许多人将他们的估值工作留在内部：咨询公司 Grant Thornton 2015 年的一项调查发，只有大约四分之一的人就他们在模型中使的增长率和率寻求独立意见。

One is that the discount rates used by public plans, rather than being benchmarked to a given asset market, are instead set by external committees.

一是公共计划使的率，而不是以给定的资产市场为基准， 而是由外部委员会设定的。

Monetary policy tools include open market operations, adjusting the reserve requirement ratio, and adjusting the rediscount rate.

货币政策是中央银行调控宏观经济的手段。货币政策工具包括公开市场操作、调整存款准备金率和调整再率。

The sum has three moving parts: the value of the current investment pot, the discount rate used to calculate the present value of future payouts, and the stream of those expected future payments.

这个总额有三个变动部分：当前投资组合的价值，于计算未来付款值的率， 以及预期未来付款的金流。