Low interest rate in the bank encourages citizens to invest in the stock market.

银行利率低促使市民向股市投资。

Bank rates cannot easily be cut to below zero.

银行利率不会轻易降低到负数。

Many thought the federal Reserve's decision to continuously increase interest rates in 2023, in order to help slow inflation would lead to job losses and spin the economy into a recession.

很多人认为，2023年美联储为了控制通货膨胀，持续提高银行利率，这导致失业和经济衰退。

A recent bankrate survey found more than one in three people rely on a side hustle for extra income, bringing in an average of $890 a month.

最近的一项银行利率调查显示，超过三分之一的人依靠副业来增加收入，平均每月能收入890美元。

That “deleveraging” has further to go, but seems to have slowed as rock-bottom interest rates coax consumers to indulge some of their pent-up demand for homes and cars.

尽管降低债务杠还有很长的路要走，但至少借款已经减缓，与此同时，低至谷底的银行利率也诱惑消费者暂时满足下他们对住房及汽车压抑已久的购买欲。

A March 2018 Bankrate survey found that one fifth of Americans aren't saving any money for things such as retirement, chiefly, they say, because they can't afford to.

2018年3月的一项银行利率调查发现，五分之一的美国人没有为退休等事情存钱，主要是因为他们负担不起。

Reeling from a surge in energy prices, the BoE's Monetary Policy Committee voted 8-1 for a half percentage point rise in Bank Rate to 1.75 percent.

在能源价格飙升的影响下，英国央行货币政策委员会以 8 比 1 的投票银行利率提高半个百分点至 1.75%。

A new bank rate analysis says Americans wanting to buy a medium-priced home need to make at least $110000 a year.

一项新的银行利率分析表明，想购买一个中等价位房屋的美国人每年至少需要挣11万美元。

CPA and bank rate tax reporter Kimberly Washington, thank you so much for your time.

注册会师和银行利率税务记者金伯利·华盛顿，非常感谢您抽出时间。

According to data from the U.S. Census Bureau, wages for average Americans have been stagnant since the 1970s, and according to a bankrate survey of 2,500 Americans, people need a salary of $233,000 a year to feel financially comfortable.

根据美国人口普查局的数据，自上世纪70年代以来， 普通美国人的工资一直停滞不前，而根据对2500名美国人进行的一项银行利率调查，人们需要年薪23.3万美元才能感到经济宽裕。

When you draw up a written contract, establish repayment terms— including interest (doesn't have to be bank-rate interest, but at least something minimal to provide motivation to pay on time)— and have both parties sign.

当你起草一份书面合同时，确定还款条件——包括利息（不一定是银行利率利息，但至少是一些最低限度的东西，以提供按时付款的动力）——并让双方签字。

A bank rate survey found that 55% of Americans are behind on their retirement savings and 10% don't even know where their retirement savings stand.

一项银行利率调查发现，55%的美国人退休储蓄不足，10%的人甚至不知道自己的退休储蓄状况。