After the war, they studied on the GI Bill, bought a house through FHA, and later moved to west, all the way to Hawaii, in search of opportunity.

战后，依据士兵福利法案, 他们通过联邦住宅管购置了一套房子，并举家西迁，谋求更大发展。

And so we got an FHA beginning farmer loan.

于是我们申请了一笔联邦住房管新农民贷款。

So a lot of FHA, VA loans, you can assume them.

因此，许多FHA、VA贷款，你都可以接手。

Do you know how big of a share of FHA that one category consisted of?

你知道那一类别在联邦住房管占了多大份额吗？

Home prices have risen much more than wages in the last 50 years, so buying a home today doesn't carry the same economic promise as it did when the FHA started.

过去50年里， 房价上涨远超工资增长，所以今天买房不再像联邦住房管成立初期那具有同经济前景。

The FHA began insuring mortgages, and since these mortgages were backed by the government, they made getting a house less risky and easier for many Americans.

FHA开始为抵押贷款提供保， 由于这些抵押贷款由政府担保，因此使得许多美国人购房降低， 也更容易获得房屋。

He's 23. He's four payments behind on an FHA loan, trying to figure out what to do with foreclosure bearing down on him.

他23岁。 他FHA贷款已经逾期四期，正努力想办法应对即将到来房产拍卖。

We drove to the bank and didn't have two nickels to rub together and we got a FHA beginning farmer loan.

我们开车去了银行，身无分文，却成功申请到了联邦住房管初农贷款。

It's an FHA loan, government loan.

这是联邦住房管贷款，一种政府贷款。

What we did with the FHA rule that you're alluding to is we removed the non-permanent residence category, which was used by the Biden administration.

我们针对您所提及FHA规则所做调整是， 取消了非永久居民类别，这一类别曾被拜登政府采用。

And I say multi-unit because it's just not smart to buy a single family FHA in my eyes.

而且我说是多单元房产，因为在我看来，仅仅购买一套独栋联邦住房管贷款房产是不明智。

The FHA is the government, federal government, Federal Housing Administration, guarantees this loan for, we'll say, countrywide.

FHA是政府， 联邦政府，联邦住房管， 为这个贷款提供担保，我们可以说是由全国范围内机构提供。

So there's this program FHA where it's only three and a half percent down.

所以有一个联邦住房管贷款项目，只需要支付3.5%首付。

And we got one of those FHA loans for our mortgage, and we put 3.5% down, and I'm trying to at least get to that 20% ASAP to get rid of the PMI.

我们为房贷选择了其一种FHA贷款，首付了3.5%， 我正努力尽快至少达到20%贷款比例， 以摆脱私人抵押贷款保（PMI）。

So it seems like the FHA may have a similar problem as public housing is that there's an information problem where you don't actually know.

因此，似乎联邦住房管（FHA）可能面临与公共住房类似问题，即存在信息缺失困境，实际上无法确定这些人身份是否合法。

Start with a four-unit property, finance it 3.5% down FHA.

从四单元房产起步，使用3.5%首付联邦住房管贷款进行融资。

But again, as I said before, we are laser focused on making sure that we have the proper data for people that are living in HUD funded housing and receiving FHA mortgages.

但再次强调，正如我之前所言，我们正全力以赴确保为那些居住在由住房和城市发展部（HUD）资助住房并获得联邦住房管（FHA）抵押贷款人们，提供准确数据。

So it's not unusual to find an FHA that's 12 months behind before it's foreclosed on, but you never see one under six months.

所以发现一个FHA贷款在被查封前拖欠12个月情况并不罕见，但你永远不会看到拖欠不到六个月。

If you have a girlfriend, boyfriend, don't get married until each of you get your own multi-unit FHA property.

如果你有女朋友或男朋友，在你们每个人都有自己多单元联邦住房管贷款房产之前， 都不要结婚。

And so we removed that category out of the FHA mortgage-backed HUD-funded money because this was allowed.

因此，我们取消了FHA抵押贷款支持HUD资金该类别，因为这是被允许。