Three groups discriminated by risk attitude are Risk averter, Risk balancer and Risk lover.

以风区隔市场，得到风趋避、平衡及爱三族群。

Risk averter prefers bank deposit and insurance, Risk lover prefers foreign exchange and stock and Risk balancer prefers futures.

而风趋避银行存款和保，风爱外汇和股票，风平衡期货。