I'm wondering if I should cancel the policy and get the cash value out of it to apply to my debt snowball, but the kicker is that I am not insurable for term life insurance.

我在想是否应该取消这个策， 取出现金价值来还清我的债务雪球，问题是我现在无法投定期寿。

That could be critical if you need life insurance, but may not be insurable due to a significant decline in your health.

如果你需要人寿，由于健康状况显着恶化而可能无法投，这一点就至关重要了。

And right now I'm worried and my neighbors are worried that even if we rebuild, is it even insurable?

而现在我担心， 我的也担心， 即使我重建了，它还能获得吗？

You're not insurable for any life insurance if you're not insurable for term.

如果你无法投定期，那么你就无法投任何寿。

You always need to be in touch with Zander Insurance and get term life insurance, and you need 10 to 12 times your income on you if you're insurable.

你应始终与Zander公司持联系， 并购买定期人寿。如果你符合投条件， 你的额应是你收入的10到12倍。

Okay so yeah you're not insurable then is what it amounts to.

好吧，这么说你就是不可了。