For example, when those students decide to apply for mortgage loans to purchase real estate, their application would be declined by banks due to their bad records in the individual credit information database.

例如，当些学想申请贷买房时，他们的申请很有可能将会被银行驳回，很有可能就是因为他们在个人信誉中的记录所导致的。

It does mean that we're going to be paying more for getting a mortgage loan if we want to buy a home, which is already very unaffordable, you know, given the high rates and the high house prices.

意味着我们在买房时的按揭贷成本会增加，已经非常难以负担，考虑到利率和房价。

If you want the best deals on mortgages, loan rates, and even car insurance — or if you've been turned down for a loan or apartment lease — work to raise that credit score.

如果你想在抵押贷、贷利率甚至汽车保险方面达成最好的交易——或者如果你被拒绝贷或公寓租赁——努力提信用评分。

The forceful one-two punch, including cutting the reserve requirement ratio, key policy interest rates and existing mortgage loan interest rates, will foster a more enabling climate for the world's second-largest economy to hit this year's growth target, they added.

分析人士补充，降低存准备金率和政策利率、降低存量房贷利率等“双管齐下”的强有力措施，将为世界第二大经济体实现今年的增长目标创造更有利的环境。

But many home buyers had been given mortgage loans that they could not afford to pay back. And that was not the only problem.

但许多购房者得到了他们无力偿还的抵押贷，不是唯一的问题。

Bank of America has agreed to pay almost 17 billion dollars for selling toxic mortgage loans that helped trigger the financial crisis in 2008.

美国银行因出售有毒抵押贷部分促成2008年金融危机，目前该行同意为此支付近170亿美元的罚。

Here's Chuck's house. Bought with a sub-prime mortgage loan meaning a loan he couldn't really afford to repay.

是恰克的房子。它是用次级贷买下的，个贷是他偿付不起的。

They use a mortgage loan, known simply as a mortgage, to help pay for the property.

他们利用抵押贷帮助买房。

Now, are private banks, are commercial banks interested do you think in extending mortgage loans?

现在，私人银行，商业银行是否有兴趣提供抵押贷？

A " fee" is a price that you have to pay for something that the bank does for you, and there are lots of different ways that the banks make money by charging you for things when you get a mortgage loan.

“费用” 是指银行为你办理某项业务时你需要支付的价格，当你申请抵押贷时， 银行会通过多种方式向你收取费用以赚取利润。

But when you're young and strong and when you feel you're omnipotent that you can pay off a 30-year mortgage loan, Already you're settling in with a friend's or your friend's family as well?

但当你年轻力壮， 觉得自己无所不能， 认为自己能偿还30年的抵押贷时，你已经和朋友或者朋友的家人一起买房定居了吗？

And James has been accused of mortgage fraud, accused of claiming two homes as her primary residence to take advantage of mortgage loan rates.

此外， 詹姆斯还被指控犯有抵押贷欺诈罪，据称她将两处房产都列为主要住所， 以利用抵押贷利率优惠。

Sometimes people pay their home loans – their mortgage loans before the end of the loan agreement, sometimes in 4-5, maybe 10 years.

有时人们会在贷协议结束前支付他们的房屋贷——他们的抵押贷，有时是 4-5 年，也许是 10 年。

Now, she's been accused of making false statements to a financial institution in regard to a mortgage loan on her house in Virginia.

目前，她被指控在弗吉尼亚州房屋抵押贷一事上向金融机构作虚假陈述。

The market for mortgage loans was fledgling and illiquid until the thrifts that made home loans came under pressure to sell them.

抵押贷市场在发放住房贷的储蓄机构面临出售压力之前，一直处于初创阶段且缺乏流动性。

Well, generally, you've got to wait four years after bankruptcy to be able to apply for a conventional mortgage loan.

一般来说，你在破产后需要等待四年才能申请传统的抵押贷。

Figuring out how to fill out this mortgage loan application is like trying to read a foreign language.

Kiko：弄清楚如何填写份抵押贷申请表就像在读一门外语。

If it's the same as a mortgage loan, then I think I understand it in general terms.

如果和抵押贷一样的话，我想我大概是么理解的。

I have to pay half of my salary on the mortgage loan every month.

我每月一半的工资都要拿来付房子的抵押贷。

– house prices, and the price and availability of mortgages – loans to buy property.

– 房价，以及抵押贷的价格和可用性 – 购买房产的贷。