Often families pool their superannuation together, their super, and that is all being invested.

通常一个家庭会把养老金放一起，用于投资。

And then I realized, it wasn't just superannuation funds, it was banks, insurers and fund managers.

我意识到， 不仅仅是养老基金，还有银行、保险公司和基金经理。

So I started discussing the issue with my superannuation fund, and I've been discussing it ever since.

所以我开始和我的养老基金论这个问题，从那以我就一论这个问题。

Most people in this room own companies via their superannuation funds, their banks and their insurers.

座的大多数人通过他们的养老基金、银行和保险公司拥有公司。

One of the most inspired was superannuation, a long word meaning private pension provision that the all- abbreviating Aussies call their “super”.

最成功之一是退休金政策，这一个长词指的是个人退 休保障基金，澳洲人惯用其简略词“超级”。

In Australia's superannuation scheme, everyone's a winner TWENTY YEARS OF reform in Australia did not roll off without resistance, so sweeteners were needed to buy off opposition.

澳洲养老金计划，全盘皆赢家澳大利亚20年改革推进中并不是没有阻力，因此得给反对派一些甜头来收买他们。

]We also have this thing that I think is one of the most exciting things to come out of Australia which is superannuition or superannuation, however you want to say it.

还有一个我认为是澳大利亚推出的最令人兴奋的计划，那就是退休金计划。