Borrowers started defaulting, which put more houses back on the market for sale.

借人开始违约，导致更多的房屋重新挂牌出售。

The borrower promises to pay back the money, plus interest, over a period of years.

借人承诺未来几时间里连本带息还。

The right microcredit, the company makes profit, profit goes back to the borrowers.

正确的小额信贷，公司能够盈利，利润再返还给借人。

" Ninety-five of the borrowers can benefit from these actions - that's 43 million people."

“95％的借人可以从这些行动中受益--也就是4300万人。”

Borrowers with federally held student loans are getting immediate relief.

拥有联邦政府持有的学生贷的借人，能立即得救济。

In other countries, such as Germany, fixed-rate mortgages are common but borrowers can't easily refinance.

在德国等其他国家，固定利率抵押贷见，但借人不能轻易进行再融资。

The plan could eliminate or reduce debt for millions of borrowers.

该计划可能会消除或减少数百万借人的债务。

After that, borrowers can apply for an additional 180 days.

之后，借人可以再申请 180 天。

Across America, the share of high-risk auto borrowers that are behind on payments by at least 60 days reached 6.1% in September, its highest in three decades (even if just a little higher than in 2019).

在全美，拖欠还至少60天的高风险汽车借人所占的比例在9月份达6.1%，30来的最高水平(但只比2019略高)。

Some in US Congress have gone so far as to suggest forgiving up to $50,000 in debt per student borrower, but does forgiving student debt necessarily correlate to helping the economically disadvantaged?

美国国会中的一些人甚至建议免除每个学生借人高达 5 万美元的债务，但免除学生债务是否一定与帮助经济弱势群体相关？

Despite sharing a currency (and the Alps), borrowers in Tyrol, Austria, and South Tyrol in Italy could face quite different interest rates, because their respective national governments are charged different rates by investors.

尽管奥地利蒂罗尔和意大利南蒂罗尔共用一种货币(也共享阿尔卑斯山)，但由于投资者向两地国家政府收取的利率不同，两地的借人可能面临截然不同的利率。

Their research does not include a look at what might happen to financial institutions or the overall economy if debt were totally forgiven. It only looks at how debt forgiveness would help the borrowers.

他们的研究不包括如果完全免除债务，金融机构或整个经济可能会发生什么。它只着眼于债务免除将如何帮助借人。

They've made bumper profits from their lending activities and they've been able to do this really because they haven't been rewarding savers with higher savings rates as they've been charging borrowers higher rates on their loans.

他们从贷活动中获得了丰厚的利润，他们能够做这一点是因他们没有用更高的储蓄率来回报储户，因他们向借人收取了更高的贷利率。

But this review found that several servicers didn't even have IDR payment counters, so it was up to borrowers to call and ask and trigger the servicer to manually go back through two decades of records.

但这一报告发现，一些服务机构甚至没有收入驱动型还的支付计数记录，因此，这取决于借人打电话、询问、激发服务人员手动查看20的记录。

The idea is pretty common sense: if you’re a payday lender preparing to give a loan, you should make sure that the borrower can afford to pay it back first.

如果你是发薪日放贷人，准备发放一笔贷，你首先应该确认这个借人有能力偿还这笔贷。

As a result, many reported slim profits (and in some cases, losses) in the second and third quarters, even though borrowers mostly repaid their loans.

结果，尽管大多数借人偿还了贷，许多银行在第二和第三季度仍报告利润微薄(某些情况下是亏损)。

So ultimately, this email telling servicers to hold off is really the department's way of trying not to confuse borrowers any more than they already are.

所以归根结底，这封邮件告诉服务人员要推迟还，这实际上是该部门的一种方式，试图不让借人比现在更困惑。

Unlike a loan which relentlessly accrues interest through good times and bad, ISA's don't punish the borrower for making less money than they hoped.

与在顺境和逆境中不断累积利息的贷不同，个人储蓄账户不会因借人的收入低于他们的预期而惩罚他们。

The average loan is ? 40,000 ($63,000), the rates are competitive and firms get hold of the money within about two weeks.

公司提供的平均贷额四万英镑（约六万三千美元），而提供的贷利率则极具竞争性，当借人和贷人达成融资协议后，该公司可以将该笔贷项持有两周。

Even a small rise in interest rates would hurt borrowers, increase bad debts and perhaps even spur fire-sales of homes.

即使微微调高利率也可能会给借人造成损失，增加坏账，甚至可能导致借人变卖房产。