That's in part because they're not covered by the Truth In Lending Act.

一定程度上是因为它们不受《诚信法》保护。

Unfortunately, they can do so only on particularly bad terms.

不幸是，要达成种交易就会和人关系闹得很僵。

Tax cuts were paid for by extra borrowing.

减税是通过额外来支付。

The increase raises borrowing costs across the economy, sparing a slowdown in sectors like housing.

一加息提高了整个经济成本，避免了房地产等行业放缓。

High inflation is raising the cost of borrowing for governments.

高通胀正提高政府成本。

Soon, student loan payments are starting back up for 40 million borrowers.

很快，4000万人助学款又要开始偿还了。

Biden calls for a bill to increase borrowing with no strings attached.

拜登呼吁通过一项无附加条件增加法案。

Her warning comes as the standoff between Democrats and Republicans over the level of government borrowing continues.

她发出警告之际，民主党和共和党政府水平问题上僵局仍继续。

Some cities are so expensive to live in it can double the amount you'll have to borrow.

有些城市生活成本非常高，以至于你金额可能会增加一倍。

A bond is a lending agreement in which the borrower agrees to pay back the money with interest.

债券是款人同意连本带利还协议。

McCarthy has rejected that approach, calls for spending cuts to be attached with raising the national borrowing limit.

麦卡锡反对种做法，他呼吁提高国家上限附加条件是削减开支。

Banks are raising interest rates and that means money is more expensive to borrow for both businesses and consumers.

银行正提高利率，意味着企业和消费者成本都提高了。

In reaction, the yield soared on the German government's ten-year bonds, pushing up its borrowing costs in the market.

此举导致德国政府十年期债券收益率飙升，推高了其市场上成本。

But the extra borrowing on those crises didn't come with faster growth.

但危机期间额外并没有带来更快增长。

But governments also resort to borrowing,   with compulsory or voluntary loans.

但政府也会采取方式，包括强制款或自愿款。

So U.S. government borrowing is one worry in our anxiety box.

因此，美国政府是我们焦虑担忧之一。

But they lend enough that any hit may not be noticeable.

但由于它们额足够大，因此任何打击都可能不会引人注意。

Borrowing on this scale appeared unsustainable even during China's era of rapid growth.

即使中国快速增长时代，种规模似乎也是不可持续。

A decade of ultra-low borrowing costs has encouraged companies to load up on cheap debt.

十年超低成本鼓励企业大量购买廉价债务。

OK, yeah. So that's one side. What about the lending side of the balance sheet?

好，是。是一方面。资产负债表方呢？