They also estimated that Social Security will be depleted by 2034.

并推测社会险会在2034年破产。

Basic pension insurance for urban workers was put under unified planning at the provincial level.

城镇职工基本险实现省级统筹。

We set up worker protections, Social Security, Medicare, Medicaid to protect ourselves from the harshest adversity.

我们制定了工人护、险、医疗险、医疗互助等多方面政策避免人们陷入困境。

Partly, no doubt, this is due to a patchy pensions system.

毋庸置疑，部分原因是险系统还不够完善。

As the third pillar, private pensions will develop in a well-regulated way.

推进险全国统筹，规范发展第三支柱险。

I mean, you guys don't even offer a 401K.

你们连险都不给。

The decision also specifies measures to refine the old-age insurance incentive mechanism, implement the employment-first strategy, ensure the basic rights and interests of workers who have passed their statutory retirement age, and improve elderly care and childcare services.

该决定还明确了完善险激励机制、实就业优先战略、障已过法定退休年龄工人基本权益以及改善年人护理和儿童育服务。

The Ministry of Human Resources and Social Security says the country's basic old-age insurance covered over one billion people as of the end of 2022,24.3 million more than a year earlier.

人力资源和社会障部表示，截至 2022 年底，我国基本险覆盖人口超 10 亿，较一年前增长 2430 万人。

As of the end of 2020, there were over 542 million people in China participating in the basic old-age insurance plan, most of whom were rural residents.

截至 2020 年末，我国城乡居民基本险参人数超过 5.42 亿人，绝大部分是农村居民。

But it keeps wages low and reduces productivity because of the unpredictability of temporary work and the lack of retirement and other benefits.

由于临时工作不可预测性和缺乏险等社会福利，最终会导致收入减少、生产力降低。

And I don't mean “smart” like responsible, although it never hurts to budget your travel expenses or think about building a 401k.

我说“smart”并不是负责任意思，尽管把你旅行费用编入预算或者考虑建立一个401k计划（险制度）从来都没有坏处。

The multi-tiered social security system will be improved, with coverage of basic old-age insurance reaching 95 percent of the population. Social assistance and charity systems will also be improved.

健全多层次社会障体系，基本险参率提高到95％，优化社会救助和慈善制度。

China rolled out a private pension plan on Thursday to complement the nation's current pension system in its latest effort to tackle the strains of an aging population.

《国务院办公厅关于推动个人金发展意见》周二公布。随着人口龄化加剧，推动个人金发展, 是对基本险有效补充。

Authorities say more Chinese people have access to coverage provided by the country's basic old-age insurance.

当局表示，享受国家基本险障我国居民人数增长。

In countries where it is usual for government to raise money by granting annuities, tontines are, upon this account, generally preferred to annuities for separate lives.

在政府通常通过发放年金来筹资金国家，出于这个原因，联合险通常比分居年金更受青睐。

About what it's really worth. - Security in your old age?

怎样让做到物有所值 - 买险?

The move will allow pension funds to be transferred from regions with a surplus to regions with a deficit, Yu said on Tuesday, adding the ministry is drawing up related documents and will strengthen guidance to localities.

制度实后，将在全国范围内对地区间险基金当期余缺进行调剂。他还补充道，财政部正在抓紧研究制定险全国统筹相关配套文件，加强对地方实工作跟踪指导。

The so-called three-pillar pension system consists of a basic endowment insurance plan led by the government, an enterprise supplementary endowment insurance plan, and a personal savings insurance plan.

所谓三支柱金体系，包括由政府主导基本险计划、企业补充险计划以及个人储蓄险计划。

We will improve the unified national management system for basic old-age insurance funds and develop a multi-tiered and multi-pillar old-age insurance system.

完善全国统一基本险基金管理制度，发展多层次、多支柱险制度。

Qi Tao, an official from the Ministry of Human Resources and Social Security, said the move will make sure that retirees in less-developed regions will get their pensions sufficiently and in a timely manner.

人力资源和社会障部险司副司长亓涛说，全国统筹制度实后，困难地区金发放更有障。