I'll dip into my savings this time.

这次我要动用了。

Yet this is exactly what should be seen if some people are dipping into their excess savings.

然而，如果一些动用自己的过剩，这正是应该看到的情况。

So the first thing that happened was when he took out the 401k.

- 首先发生的事情是他动用了401k退休计划。

So, I took that money out of 401k, put it into a real estate deal.

所以，我动用了401k退休计划里的钱，投入了一笔房产交易。

Are you pulling from savings at all?

你有没有动用呢，约翰？

Because you had said you didn't want to touch the savings.

因为你之前说过你不想动用。

How much of this savings, Amber, are you using monthly?

安伯，你每月动用多少这笔？

I have a hard time touching that nest egg.

我很难动用笔养老。

Who may need their savings because of a life event that comes up.

由于突发的生活事件可能需要动用的。

And if we need to dip into savings, that's totally fine.

而且如果我们需要动用，完全没问题。

I’m going to have to dig into my savings again.

【dig】我又得动用了。

Have you ever used your savings?

你有没有动用过？

What do we call it when you actually have to go into your savings to spend something?

当您实际上必须动用来花钱时， 我们怎么称呼它？

And that'll make you feel a little bit better about letting go of less of your savings.

这会让你在动用较少时感觉好一些。

You would take your emergency fund and pay off your $10,000 today.

你会动用应急，今天就把1万美元的债务还清。

So, Lester, for retirement savers, the important thing is when you need to tap that 401k or likewise that college fund.

因此，莱斯特，对于退休者来说，关键在于何时需要动用401k退休计划或类似的大学基金。

So sometimes we save money ourselves and dip into that savings when we need it, and sometimes we borrow from other people who've saved money.

因此， 有时我们会自己存钱， 在需要时动用这些，有时我们会向其他存了钱的借钱。

So if I have to prop up my business using my personal savings, then I'm supporting the business financially while it goes through a difficult time.

因此，如果我不得不动用个来支撑我的生意，么在这段艰难时期， 我就是在经济上支持它， 助其渡过难关。

If people have the funds and it sounds like the solicitor has savings they can pull from, I'd say that's generally the route you'd want to go.

如果们有资金， 且听起来律师也有可以动用，么通常来说， 这就是你应选择的路径。

We could drain our savings and pay off that with a little bit of a personal loan and not have to worry about a roof.

我们可以动用，再借一点个贷款来还清这笔债务，这样就不用为住房发愁了。