I'm like, I don't want to spend four hours on hold for insurance today.

心想，今天可不想为了保险电话上等四个小时。

So across the world, and including in the US, there's a patchwork of state insurers of last resort and other schemes to help people get affordable insurance.

全球范围内，包括美国，有一系列州最后救助保险公司和其他计划来帮助人们获得可负担保险。

In sum, what needs to happen in the US, I believe, is that if you want to have greater mobility, we have to have portable health insurance.

，认为美国需要做到是，如果你想拥有更高流动性，就必须实行可携带健康保险。