So across the world, and including in the US, there's a patchwork of state insurers of last resort and other schemes to help people get affordable insurance.

在全球范围内，包括美国，有一系列最后救助保险公司和其他计划来帮助人们获得可担保险。

I'm like, I don't want to spend four hours on hold for insurance today.

我心想，今天可不想为了保险事在电话个小时。

In sum, what needs to happen in the US, I believe, is that if you want to have greater mobility, we have to have portable health insurance.

总之，我认为美国需要做到是，如果你想拥有更高流动性，就必须实行可携带健康保险。