With less new capital at their disposal, workers become less productive and growth slower.

由于可新资本减少，工人生产率下降，增长放缓。

It's a little less stressful than high school. I have my own time.

比高中轻松一点，我有了自由可时间。

Sources close to the negotiations say differences on how to adjust the discretionary spending are narrowing.

消息人士称，关于如何调整可自由开分歧正在缩小。

They face an immediate reduction in their disposable income.

他们可收入立即减少。

Up to $1.2 billion of that will come from New York state's Excelsior program, a discretionary tax credit.

其中高达12亿美元优惠都将来自纽约州“求精向上计划”，这是一项可自由税收免政。

That’s the same amount of disposable income an entire family had 15 years prior.

这与 15 年前整个家庭可收入相同。

Trips abroad require time off work, the privilege of disposable income, sophisticated travel infrastructure and international peace.

出国旅需要休假、可收入特权、先进旅游基础设施和国际和平。

Their friends have more disposable income.

他们朋友有更多可收入。

Repayments are leading consumers to cut back on discretionary spending and most digital offerings are discretionary.

还款导致消费者减少可自由出，而大多数数字产品都是自由。

In the UK, renters have got 10 percent less disposable income than people with a mortgage.

在英国，租房者可收入比有押贷款人少 10%。

" The church will pay, " he said quietly. " I have a discretionary fund" .

" 这笔钱教会可以付，" 他平静地说，" 我有可自由资金。"

With the Asian middle class ballooning, disposable incomes in the region are witnessing an unprecedented rise.

随着亚洲中产阶级不断壮大，该地区可收入出现了前所未有增长。

Yet in developed countries a large proportion of people have a nontrivial amount of discretionary income to play with.

然而，在发达国家，很大一部分人拥有大量可自由收入。

And the average age for a man is 33. So they have a lot more disposable income.

男性平均年龄是33岁。 因此他们有更多可收入。

What if the person really deserves my help, but I cannot afford it from my own disposable income?

W：如果这个人确实值得我帮助，但我自己可收入无法负担怎么办？

If you look at mortgage payments as a share of disposable income, it's low and it's not really rising, right?

如果你将押贷款付款视为可收入一部分，你会发现它很低而且并没有真正上升，对吧？

As a share of disposable income, such debt sits at 185% in Canada, 202% in Australia and 203% in Sweden.

作为可收入一部分，此类债务在加拿大为 185%，在澳大利亚为 202%，在瑞典为 203%。

All economists know is that inflation has changed household budgets and altered American spending habits, especially in terms of discretionary spending.

经济学家们可以确定是通货膨胀将改变家庭预算，改变美国人消费习惯，特别是在可自由开方面。

On the other hand, rich Americans have seen their net worth and discretionary funds increased, creating more customers for luxury retailers.

另一方面，富有美国人已经看到他们净资产和可自由资金增加，为奢侈品零售商创造了更多顾客。

Although, these companies do want the people who do have disposable income at the same time, not the people who don't.

虽然，这些公司确实同时想要有可收入人，而不是没有人。