1.Exchange risk refers to the uncertainty that the valve of foreign exchange assets or liabilities held by commercial banks in international business will increase or decrease due to exchange rate fluctuations.

外汇风险是指商业银行在国际业持有的外汇资产或负债的价值因汇率波动而增加或少的不确定性。

2.The reshuffle will split up Goldman's consumer bank, bundling its consumer savings and wealth products into the asset-management arm, and sticking the lending ones into a new " platforms" business, where they will sit alongside wholesale and business banking.

此次重组将拆分高盛的银行部门，将其储蓄和理财产品并入资产管理部门，并将贷款业并入一个新的“平台”业，与批发和商业银行业并立。