Ok, but I'm taking your skateboard as collateral.

好吧，我拿你滑板鞋作抵押品。

That led to a wave of foreclosures.

导致了一波取消抵押品赎回权浪潮。

The banker doesn't know whether or not to foreclose which would be a disaster.

银行可能会扣下抵押品，是个隐患。

Ok, but I'm taking your skateboard as collateral.

好吧，我要拿你滑板鞋作抵押品。

This is the collateral you give me.I give you the loan.

是你给我抵押品 我贷款给你。

That is because the investments provided as collateral have a very low risk of default.

是因作抵押品投资违约风险非常低。

Other reforms enabled women to use their land as collateral to obtain loans.

还有一些其他改革允许女性用地作抵押品来获得贷款。

'The firm does so when the security is good, ' I answered.

'如果抵押品值钱，本行是办业务。'我回答说。

The problem persists today, and we've seen it most recently in the foreclosure crisis.

个问题今天依然存在，我们最近在丧失抵押品赎回权危机中会常常看到个问题。

And the number of homeowners filing for foreclosure has hit its lowest point in three years.

而申请丧失抵押品赎回权房主数量达到了三年来最低点。

Under the central bank's new program, banks can offer certain investments as collateral to borrow for an emergency.

根据央行新计划，银行可以某些投资作抵押品，以备不时之需。

But lenders' greatest risk is that the gold price falls, undermining collateral values.

但出借方最大风险是，黄金价格下跌，破坏抵押品价值。

People who find themselves upside down in their mortgage often have no choice but to foreclose.

当人们发现自己负债与贷款关系" 颠倒" 之后，他们通常不得不取消抵押品赎回权。

The wide-ranging legislation would also extend the eviction and foreclosure moratoriums until the end of September.

项范围广泛立法还将把暂停驱逐和取消抵押品赎回权期限延长到9月底。

Regulators are hitting 10 mortgage-servicing companies with 8.5 billion dollars in penalties for widespread abuses involving mortgages and foreclosures.

10家抵押公司因滥用抵押贷款和取消抵押品赎回权而受到总共85亿美元处罚。

Most collateral is now high-quality American Treasury bonds or bills. Even so, there are reasons to worry.

现在大多数抵押品都是高质量美国国债或票据。即便如此，还是有由担忧。

In a usual repo transaction a bank borrows from competitors or the central bank and deposits collateral in exchange.

在通常回购交易中，银行向竞争对手或央行借款，并存入抵押品作交换。

It would threaten financial markets. Since American Treasuries are very liquid and safe, they are widely used as collateral.

美国债务违约将威胁金融市场，由于流动性强并且十分安全，美国国债被广泛用做抵押品.

According to regulators, the extra insurance burden may have helped push already struggling families over the foreclosure cliff.

据监管机构表示，额外保险负担可能会使本就困难重重家庭面临丧失抵押品赎回权处境。

It says its newest studies show a decrease in home sales related to foreclosure or other kinds of distress.

该公司最新一项研究表明，因丧失抵押品赎回权或其它被迫类型而销售房屋数量在持续下降。