People who own a home with a fixed-rate mortgage might be partially insulated from that.

拥有固定利率贷款房屋的人可能会一定程度上免受这种影响。

63% of homes in the US have mortgages.

美国 63% 的房屋有贷款。

A mortgage is a loan for a house or building.

贷款是用于房屋或建筑的贷款。

Now, a mortgage is, of course, a house loan.

现，贷款当然就是房屋贷款。

And we just paid off the mortgage on our home.

我们刚刚还清了房屋的贷款。

The federal government essentially invented the modern home mortgage and it worked incredibly well.

联邦政府基本上发明了现代房屋贷款，而且果非常好。

Now, a mortgage is, of course, a house loan.

MALONE: 现, 贷款当然是房屋贷款。

This is about people's housing, they're paying mortgages for homes that have not even been delivered yet.

这是关于人们的住房，他们正为尚未交付的房屋支付贷款。

And the situation is I'm not going to be able to afford both my primary mortgage and my HELOC.

情况是我将无法同我的主要贷款和房屋净值信贷额度。

Now, these are going to include mortgages, home equity lines of credit or home equity loans and student loans.

这些将包括贷款、房屋净值信贷额度或房屋净值贷款以及学生贷款。

Most middle-class people acquire many liabilities, such as a mortgage, a car loan, and credit card debt.

大多数中产阶级人士会承许多债，比如房屋贷款、汽车贷款和信用卡债务。

Fed interest rates can affect anything from how much you pay for a car loan or a home mortgage.

美联储的利率可以影响从汽车贷款到房屋贷款的费用。

The downside is that you could face foreclosure if you're unable to pay a loan that's secured by your home.

缺点是，如果你无法偿还以房屋作的贷款，可能会面临被没收房屋的风险。

For example, you might take on debt when you get a loan to buy a car or mortgage on a house.

例如，当您获得贷款购买汽车或房屋，您可能会债。

Oh, gosh, there are all kind of expenditures. There is a home mortgage deduction. There's charitable contribution. There's the health care exclusion.

哦，天哪，有各种各样的支出。有房屋贷款扣除。有慈善捐助。有医疗保健排除。

In order to raise the cash, the victim's family will probably have to liquidate assets – mortgage the house, sell stocks, pool money from other relatives.

为了凑够赎金，受害者家人可能汇清理资产——房屋，销售股票，向其他亲戚借钱。

And then talking about the HELOC again, you're just moving debt and now you're moving it into your home mortgage.

再次谈到房屋净值信贷额度（HELOC），你实际上只是转移债务， 而现你将其转入了你的房屋贷款中。

So you put some money down. For the rest, you take out a mortgage – a loan from the bank to help you pay for your home.

所以，你付了一些钱作为定金。剩下的，你获得了房屋贷款——一种帮助你付房款的银行贷款。

No, okay, then if you use this money To buy an investment property that should have been used to pay off your house.

不，好的，那么如果你用这笔本应还清房屋贷款的钱去购买投资房产，其实质上就等同于你以房屋为借款来购买那处房产。

Now, she's been accused of making false statements to a financial institution in regard to a mortgage loan on her house in Virginia.

目前，她被指控弗吉尼亚州房屋贷款一事上向金融机构作虚假陈述。