There is much talk of a new subprime bubble, akin to the cavalier mortgage lending that helped spark the financial crisis.

有关新次泡沫有许多讨论，就好像目空一切房屋抵引发了金融危机那样。

People who own a home with a fixed-rate mortgage might be partially insulated from that.

拥有固定利率抵房屋人可能会在一定程度上免受这种影响。

So you put some money down. For the rest, you take out a mortgage – a loan from the bank to help you pay for your home.

所以，你付了一钱作为定金。剩下，你获得了房屋抵——一种帮助你付房银行。

I mean, back then, millions of people had these subprime mortgages that were just - had these crazy terms where the payments went so high, no one could afford them.

那时候，数以百万计人背负次级房屋抵--这次很疯狂，还数额非常高昂，没有人能负担得起。

Over the life of a 30-year home mortgage agreement, a homeowner could pay hundreds of thousands of dollars more in interest than just two or three years ago.

在一份30年房屋抵协议有效期内，房主可能要比两三年前多支付数十万美元利息。

In order to raise the cash, the victim's family will probably have to liquidate assets – mortgage the house, sell stocks, pool money from other relatives.

为了凑够赎金，受害者家人可能汇清理资产——抵房屋，销售股票，向其他亲戚借钱。

63% of homes in the US have mortgages.

美国 63% 房屋有抵。

A mortgage is a loan for a house or building.

抵是用于房屋或建筑。

Now, a mortgage is, of course, a house loan.

现在，抵当然就是房屋。

And we just paid off the mortgage on our home.

我们刚刚还清了房屋抵。

The federal government essentially invented the modern home mortgage and it worked incredibly well.

联邦政府基本上发明了现代房屋抵，而且效果非常好。

And we have a mortgage in first place on a home and then a line of credit that we don't have any, we haven't taken any money out, but that is in second place as a mortgage.

我们有一笔房屋首笔抵， 然后还有一笔信用额度，我们目前还没有从中取出任何资金， 但它作为第二笔抵排在第二位。

The maps that would tell the homeowners loan corporation in a specific city which areas were, quote, the best for investment and these home mortgages, which areas were the riskiest for putting these home mortgages.

这地图会向房主公司展示特定城市中哪区域， 引述一下，“最适合投资和提供房屋抵” ，以及哪区域在这房屋抵方面风险最大。

In August angry homebuyers gathered at a branch of Bohai Bank in Shanghai to demand more information on their mortgages for homes at a development that has halted construction owing to a lack of money.

8 月，愤怒购房者聚集在上海渤海银行一家分行，要求提供更多关于他们在因资金短缺而停止建设开发项目中房屋抵信息。

There's $35 trillion of housing equity in US household balance sheets net of mortgage debt, and that was like $10 trillion 15 years ago.

美国居民资产负债表上扣除抵后房屋净值高达35万亿美元，而15年前这一数字仅为10万亿美元。

Now, she's been accused of making false statements to a financial institution in regard to a mortgage loan on her house in Virginia.

目前，她被指控在弗吉尼亚州房屋抵一事上向金融机构作虚假陈述。

Oh, gosh, there are all kind of expenditures. There is a home mortgage deduction. There's charitable contribution. There's the health care exclusion.

哦，天哪，有各种各样支出。有房屋抵扣除。有慈善捐助。有医疗保健排除。

Now, these are going to include mortgages, home equity lines of credit or home equity loans and student loans.

这将包括抵、房屋净值信额度或房屋净值以及学生。

This is about people's housing, they're paying mortgages for homes that have not even been delivered yet.

这是关于人们住房，他们正在为尚未交付房屋支付抵。

Now, a mortgage is, of course, a house loan.

MALONE: 现在, 抵当然是房屋。