By keeping those two first and second place mortgages on there.

通保持那两个一、二顺位的押权。

It now has a, it now has a lien against it.

现它有了一个押权。

What are they gonna do take a lien on the house?

他们能做什么，房子上设置押权吗？

And a construction loan then on the land also has first mortgage position on the land.

而且对土地的建筑贷款也该土地上拥有第一押权。

But in the case of a joint tenancy, the mortgagee runs the risk that the mortgaging co-tenant will die before foreclosure, extinguishing the mortgagee's interest.

同有情况下，押权人面临的风险是， 押的有人止赎前去世，从而消灭押权人的权益。