Do I need a saving account and a checking account?

储蓄存款账户和存款账户我都需要开吗？

What's the difference between a savings account and a checking account?

储蓄存款存款的区别是什么？

In the decade before covid-19 the wealthiest 1% of Americans had, in aggregate, about twice as much in cash and chequable bank deposits as the bottom 50%.

在疫情之前的十年里，最富有的1%的美国人总共拥有的现金和银行存款大约是底层50%人的两倍。

I'm just going to create an IOU to A for 50, and the whole reason why this works is because people use these checking account deposits as a form of money.

我会以A为抬头制定一个50块黄金的据，之所以这样做是因为 人们会将存款账户用作现金。

This bank had $100 in gold and it could lend out up to $200 in -- or it could put out up to $200 in checking deposit accounts.

这家银行有100美元的黄金 所以出或者说产生达到200美元的存款账户。

In that case I highly recommend you apply for a savings and checking account also. That would help with your credit card application.

这样的话，我极力推荐你申请一个即储蓄存款和存款于一身的账户。这对你的信用卡申请有帮助。

Both companies made their fortunes building and selling ATMs to banks, but there's only so many banks in the world who need ATMs and so much innovation to be had with cash withdrawals and check deposits.

两家公司都是通过制造和向银行销售 ATM 机发家致富的，但世界上需要 ATM 机的银行数量有限，而且在现金提取和存款方面也需要大量的创新。

That man also revealed that FTX let thousands of uncashed deposit checks sit around like junk mail and approved millions of dollars of expense reports via emoji on Slack.

那位人士还透露，FTX交易所竟让成千上万未兑现的存款像垃圾邮件一样堆积，并通过Slack上的表情符号批准了数百万美元的费用报销单。

A teller, T-E-L-L-E-R, is the person who works at the bank whom you talk to about cashing a check or making a deposit or getting money.

柜员（T-E-L-L-E-R）是指在银行工作、负责处理客户兑现、存款或取款等事务的人员。

The checking was free if I had direct deposit, and my checks were also free.

如果我使用直接存款，账户是免费的，而且我的也是免费的。