省钱存钱的简单方法 Simple ways to budget and save money

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央行11日发布的数据显示,上半年住户存款大幅增长,还有未来储蓄意愿的提升,看到这些数据让人有一种感受:中国老百姓更爱存钱了。有哪些方法可以帮助我们少花钱,多存钱呢?

Does managing your money feel a bit chaotic?

Maybe you're finding it hard to make ends meet.

Hi!

I'm Emily Stewart and I'm going to show you three ways to do a budget, which will hopefully help you get back in control.

Now a budget is actually most important if you're on a lower income, because every dollar needs to count.

If you're on a higher income, you can often get away with a few more spending mistakes, because you've got a buffer there.

Just remember, everyone's got different habits and time to do this and preferences with technology.

Budgeting only works if you actually do it, so you've got to choose the method that works best for you.

But before you get started, it can be really useful to spend a couple of weeks doing a spending diary.

That basically just means making a list of everything you spend.

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