Shivani Siroya: A smart loan for people with no credit history (yet)

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Shivani Siroya: A smart loan for people with no credit history (yet)

How much do you need to know about a person

before you'd feel comfortable making a loan?

Suppose you wanted to lend 1,000 dollars

to the person sitting two rows behind you.

What would you need to know about that person

before you'd feel comfortable?

My mom came to the US from India in her late thirties.

She's a doctor in Brooklyn,

and she often lets friends and neighbors come to see her for health services,

whether they can pay right away or not.

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