投资捷径与陷阱(3)

Get On a Budget Thrift is the new black. That means getting on a budget, measuring exactly what you spend and looking for ways to save money.

Perhaps you are eating out more than you appreciate or spending too much on a cup of coffee. Budgeting is a lost discipline for many people and one that should be rediscovered. There are several free Web sites, such as Mint. com, Ouicken. com and Wesave. com, that can help you sort out your spending.

You upload password information for your credit cards and other accounts, and the sites aggregate and sort the data, so you can see how much you're spending on, say, groceries , eating out and movies. You can then track your spending habits over time and make adjustments to save money.

Guard Against Inflation Currently, inflation is a relative nonissue.

Yet, many things are taking place that could raise the specter of inflation in rapid order.