社交媒体巨头脸书（Facebook）日前公布了发行新数字货币的计划，名为Libra的加密货币将在明年正式发布。然而这一科技巨头在支付领域的最新尝试遭到了美国数十个消费者权益组织的抗议，甚至被金融服务委员会直接叫停。这是为什么呢？今天我们来为大家解释一下这个Libra究竟是如何运作的。
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They're not called Zuckerbergs, but Facebook just reinvented digital money.
Facebook's Libra cryptocurrency will launch early next year and it's more like PayPal than Bitcoin.
It's designed to be easy enough for everyone to use, but it's still complicated to understand.
So I'm going to break it down for you nice and simple.
Libra is like cash that lives inside your phone.
You'll be able to buy Libra through Libra wallet apps on your phone or from some local grocery and convenience stores.
You cash in your local currency like dollars and get nearly the same number of Libra coins, which are represented by this wavy three line emoji instead of the dollar symbol.
But first you have to verify your identity with a photo ID.
You'll then be able to spend your Libra while online shopping or potentially pay for things like ubers or your subscription for Spotify, since those companies have partnered with Facebook to make Libra popular.
Since it's almost free to digitally move Libra from one account to another, you won't have to pay high credit card processing fees that can add almost four percent to your total.
