;After referral from a General Practitioner, you may need to see a Specialist. Covers both visits which lead to hospitalisation and Specialist costs where the ailment does not require hospitalisation.
通过家庭医生转介的专科医生
，
障包括住院及非住院的专科治的费用。
词After referral from a General Practitioner, you may need to see a Specialist. Covers both visits which lead to hospitalisation and Specialist costs where the ailment does not require hospitalisation.
通过家庭医生转介的专科医生，障包括住院及非住院的专科治的费用。
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