IBAN

International Bank Account Number (IBAN)
The IBAN concept was developed by ECBS and by the International Organization for Standardisation (ISO) and is an internationally agreed standard. It was created as an international bank identifier, used to uniquely identify the account of a customer at a financial institution, to assist error-free cross-border customer payments, and to improve the potential for straight-through processing (STP), with a minimum amount of change within domestic schemes.
　际银行标准账号（IBAN）不仅包括了收人的帐号，同时还包含了收人银行的信息，际银行标准账号便于汇准确抵达收人银行，在欧汇欧际银行标准账号（IBAN）是必须的，另外一些家的银行对不提供IBAN的非欧汇也要加收手续费。目前英还不是欧家，向英汇不是必须有际银行标准账号。但如果没有这一帐号，最好提供汇入行的SORTING CODE（IBAN中包含了这一代码），这样可以加快收速度。当然如果您是通过内中银行向英的中银行汇，也可仅提供收人的姓名和账号。不过如果能有IBAN是最好的，IBAN一般在银行对帐单上都有显示，如不清楚，可向开户银行询问。 www.godic.net 版 权 所 有