People who own a home with a fixed-rate mortgage might be partially insulated from that.

拥有固定利率抵押贷房屋的人可能会在一定程度上免受这种影响。

63% of homes in the US have mortgages.

美国 63% 的房屋有抵押贷。

A mortgage is a loan for a house or building.

抵押贷是用于房屋或建筑的贷。

Now, a mortgage is, of course, a house loan.

现在，抵押贷当然就是房屋贷。

And we just paid off the mortgage on our home.

我们刚刚还清了房屋的抵押贷。

The federal government essentially invented the modern home mortgage and it worked incredibly well.

联邦政府基本上发明了现代房屋抵押贷，好。

Now, a mortgage is, of course, a house loan.

MALONE: 现在, 抵押贷当然是房屋贷。

This is about people's housing, they're paying mortgages for homes that have not even been delivered yet.

这是关于人们的住房，他们正在为尚未交付的房屋支付抵押贷。

And the situation is I'm not going to be able to afford both my primary mortgage and my HELOC.

情况是我将无法同时负担我的主要抵押贷和房屋净值信贷额度。

Now, these are going to include mortgages, home equity lines of credit or home equity loans and student loans.

这些将包括抵押贷、房屋净值信贷额度或房屋净值贷以及学生贷。

Most middle-class people acquire many liabilities, such as a mortgage, a car loan, and credit card debt.

大多数中产阶级人士会承担许多负债，比如房屋抵押贷、汽车贷和信用卡债务。

Fed interest rates can affect anything from how much you pay for a car loan or a home mortgage.

美联储的利率可以影响从汽车贷到房屋抵押贷的费用。

The downside is that you could face foreclosure if you're unable to pay a loan that's secured by your home.

缺点是，如你无法偿还以房屋作抵押的贷，可能会面临被没收房屋的风险。

For example, you might take on debt when you get a loan to buy a car or mortgage on a house.

例如，当您获得贷购买汽车或抵押房屋时，您可能会负债。

Oh, gosh, there are all kind of expenditures. There is a home mortgage deduction. There's charitable contribution. There's the health care exclusion.

哦，天哪，有各种各样的支出。有房屋抵押贷扣除。有慈善捐助。有医疗保健排除。

In order to raise the cash, the victim's family will probably have to liquidate assets – mortgage the house, sell stocks, pool money from other relatives.

为了凑够赎金，受害者家人可能汇清理资产——抵押房屋，销售股票，向其他亲戚借钱。

And then talking about the HELOC again, you're just moving debt and now you're moving it into your home mortgage.

再次谈到房屋净值信贷额度（HELOC），你实际上只是在转移债务， 现在你将其转入了你的房屋抵押贷中。

So you put some money down. For the rest, you take out a mortgage – a loan from the bank to help you pay for your home.

所以，你付了一些钱作为定金。剩下的，你获得了房屋抵押贷——一种帮助你付房的银行贷。

No, okay, then if you use this money To buy an investment property that should have been used to pay off your house.

不，好的，那么如你用这笔本应还清房屋贷的钱去购买投资房产，其实质上就等同于你以房屋为抵押借来购买那处房产。

Now, she's been accused of making false statements to a financial institution in regard to a mortgage loan on her house in Virginia.

目前，她被指控在弗吉尼亚州房屋抵押贷一事上向金融机构作虚假陈述。