63% of homes in the US have mortgages.

美国 63% 的房屋有抵押。

A mortgage is a loan for a house or building.

抵押是购买房屋或建筑物的。

For example, you might take on debt when you get a loan to buy a car or mortgage on a house.

例如，当您获得购买汽车或抵押房屋时，您可能会负债。

This is about people's housing, they're paying mortgages for homes that have not even been delivered yet.

这是关于人们的住房，他们正在为尚未交付的房屋支付抵押。

There’s evidence QE lowered interest rates, which helped ordinary people borrow cheaply for things like home mortgages.

有证据表明量化宽松政策降了利率，这有助于普通人以廉的价格借入房屋抵押等。

Fed interest rates can affect anything from how much you pay for a car loan or a home mortgage.

美联储利率会影响任何，你为汽车或房屋抵押支付的金额。

In order to raise the cash, the victim's family will probably have to liquidate assets – mortgage the house, sell stocks, pool money from other relatives.

为了凑够赎金，受害者家人可能汇清理资产——抵押房屋，销售股票，向其他亲戚借钱。

Oh, gosh, there are all kind of expenditures. There is a home mortgage deduction. There's charitable contribution. There's the health care exclusion.

哦，天哪，有各种各样的支出。有房屋抵押扣除。有慈善捐助。有医疗保健排除。

So you put some money down. For the rest, you take out a mortgage – a loan from the bank to help you pay for your home.

所以，你付了一些钱作为定金。剩下的，你获得了房屋抵押——一种帮助你付房的银行。

Over the life of a 30-year home mortgage agreement, a homeowner could pay hundreds of thousands of dollars more in interest than just two or three years ago.

在一份30年的房屋抵押协议的有效期内，房主可能要比两三年前多支付数十万美元的利息。

It might be to save up for a new computer, put money aside into a rainy-day fund or put a deposit down for a mortgage on a house.

可能是为一台新电脑存钱，为应急基金存钱，或者为房屋抵押付首付。

I mean, back then, millions of people had these subprime mortgages that were just - had these crazy terms where the payments went so high, no one could afford them.

那时候，数以百万计的人背负次级房屋抵押--这些次的条很疯狂，还数额非常高昂，没有人能负担得起。

For example, a friend of mine was so hard bit during the depression that the gas company shut off the gas and the bank foreclosed the mortgage on the house.

例如，我的一个朋友在经济萧条期间非常辛苦，以至于煤气公司关闭了煤气，银行取消了房屋抵押。

In August angry homebuyers gathered at a branch of Bohai Bank in Shanghai to demand more information on their mortgages for homes at a development that has halted construction owing to a lack of money.

8 月，愤怒的购房者聚集在上海渤海银行的一家分行，要求提供更多关于他们在因资金短缺而停止建设的开发项目中的房屋抵押的信息。