There is a risk that credit will be extended to you in a situation where you're not likely to be able to repay and that's not good either for the issuer of the credit or for the consumer.

有种风险是，在你不太可能偿还款情况下，款会被发放给你，这对信发行者和消费者都不是好事。

But it quickly took on new prominence in making bailout loans to financially unstable states.

该组织很快又在向财政不稳家发放救助款方面发挥了新作用。

And what they've said is that they'll have to increase what they charge borrowers for loans or they might not be able to make certain loans or do certain things anymore because these rules will make them too onerous.

他们所说是，他们将不得不提高向借款人收取款费用，否则他们可能无法再发放某些款或做某些事情，因为这些规则会让他们负担更加沉重。

So the impact on the economy, if people are buying fewer homes, there are fewer jobs that are selling real estate, fewer jobs issuing mortgages, fewer jobs in the construction industry, building homes.

因此，对经济影响是，如果人们减少购房，出售房地产工作就会减少，发放抵押款工作就会减少，建筑业工作就会减少，建造房屋工作就会减少。

The idea is pretty common sense: if you’re a payday lender preparing to give a loan, you should make sure that the borrower can afford to pay it back first.

如果你是发薪日放人，准备发放款，你首先应该确认这个借款人有能力偿还这款。

At a donor conference in January, Pakistan received close to 10 billion dollars in pledges, but most of that money will come as project loans in the next few years.

在 1 月份次捐赠者会议上，巴基斯坦收到了近 100 亿美元承诺，但未来几年，大部分资金将以项目款形式发放。

The newly printed money was often given to business owners in the form of cheap loans. This allowed them to invest, hire, and increase economic activity.

新印制货币通常以低息款形式发放给企业主。这让他们可以投资、雇佣员工并增加经济活动。

Changes include more attention to ideas such as the Tulsa Race Massacre, Black culture's influence on film and sports, and discrimination in housing, known as redlining.

变化包括更多地关注塔尔萨种族大屠杀、黑人文化对电影和体育影响以及住房歧视，即所谓拒绝发放抵押款。

In December it banned mortgages on properties worth more than 1.5bn won (around $1.3m), roughly the price of a mid-size flat in Gangnam.

在12月，韩政府禁止对价值超过15亿韩元（约合130万美元）房产发放抵押款，这个价格相当于江南区套中型公寓价格。

And in the end, nearly half the aid will be distributed as loans, and a little more than half will be grants.

最后，近半援助将以款形式发放，而略多于半援助资金以补助形式发放。

A junk bond is a risky type of loan given to companies with low credit ratings.

Junk bond 是种风险较高款，发放给信用评级较低公司。

A narrow bank cannot make loans to firms or write mortgages. Nor can it go bust.

狭义银行不能向公司发放款，也不能发放抵押款。它也不会破产。

The biggest sticking point was whether the money will be paid out in grants or loans.

最大症结在于这钱是以补助还是款形式发放。

He said those loans are made so employees can buy vehicles or homes.

他说，发放这些款是为了让员工可以购买汽车或房屋。

During the early 1930s, insurance companies started to issue mortgages.

1930 年代初期，保险公司开始发放抵押款。

The loans should not have been made in the first place.

这些款本就不该发放。

All that money is basically given out as loans to companies that the state prefers.

所有这些钱基本上都是以款形式发放给家偏好公司。

I mean, I'm not in the servicing side, I'm more in the originations.

我意思是，我不负责售后服务，我主要负责款发放。

So if I'm a bank, I'm probably not writing too many loans these days.

所以，如果我是家银行，这些日子可能不会发放太多款。

Americas, in Argentina, mortgages are being taken out at their highest rate since 2018.

在美洲，阿根廷抵押款发放率达到了自2018年以来最高水平。