1.Borrower of book - those mutilator of collections,spoiler of the symmetry of shelves,and creator of odd volume.
借□□是为珍藏的破坏、排列次的捣乱、残的创造。
2.The new system should target the detrimental effects of moneylending by freeing borrowers from high interest rates and any pressures or legal requirements to repay loans.
3.Retirement assets such as individual retirement accounts cannot be used to secure loans , but even they may indirectly count in a borrower's favor as evidence of astuteness .